Overseas Student Health Cover (OSHC)
It is a requirement of your student visa to have OSHC. You will have paid for your OSHC when you accepted your offer to study at Martin College.
AHM is the health insurance company that will provide you with your OSHC.
What OSHC includes:
- A doctor (including specialist) to treat you in hospital, at home, or in a doctor’s surgery (85% rebate provided).
- Pathology services such as blood tests.
- X-rays.
- Public hospital covers all hospital charges in a shared ward in any public hospital.
- Emergency ambulance transport.
- Prescription medicines limited to a maximum of $50/prescription and $150/calendar year.
What OSHC does NOT include:
- Dental
- Physiotherapy
- Optical (items such as glasses and contact lenses)
- Treatment for medical conditions, or disabilities, in existence before you came to Australia during the first 12 months of membership.
- Assisted reproduction services, such as in-vitro fertilization (IVF).
- Treatment arranged before you came to Australia
- Treatment you need while traveling to or from Australia.
- Treatment for which compensation or damages can be claimed either in Australia or overseas.
- Additional charges for single room accommodation in a public hospital.
- Treatment which would not otherwise be covered under the Medicare Benefits Schedule e.g. health screening services or cosmetic surgery.